Website Terms and Conditions of Use

This agreement applies between you, the User of this Web Site and Anstiss Investment Groups,  the owners of this Web Site.  Your agreement to comply with and be bound by these Terms and Conditions is deemed to occur upon your first use of the Web Site. No part of this Web Site is intended to constitute a contractual offer capable of acceptance.

1. Definitions and Interpretation

In this Agreement the following terms shall have the following meanings:

“Account” Means collectively the personal information, Payment Information and credentials used by Users to access Paid Content and / or any communications System on the Web Site;
Content Means any text, graphics, images, audio, video, software, data compilations and any other form of information capable of being stored in a computer that appears on or forms part of this Web Site;
Anstiss Investment Groups Means www.anstiss.com Finchley House, 707 Finchley High Road, London, N12 0BT
Service Means collectively any online facilities, tools, services or information that Anstiss Investment Groups makes available through the Web Site either now or in the future;
“Services” Means the services available to you through this Web Site, including but not limited to, offering bespoke wealth management assistance to private, corporate and institutional clients, including periodic investment reports and procurement of investment opportunities to expand client portfolios;
“Payment Information” Means any details required for the purchase of Services from this Web Site.  This includes, but is not limited to, credit / debit card numbers, bank account numbers and sort codes;
“Purchase Information” Means collectively any investments information, invoices, receipts or similar that may be in hard copy or electronic form;
“Premises” Means our place(s) of business located at http://www.anstiss.com or Finchley House, 707 Finchley High Road, London, N12 0BT.
System Means any online communications infrastructure that Anstiss Investment Groups makes available through the Web Site either now or in the future.  This includes, but is not limited to, web-based email, message boards, live chat facilities and email links;
“User” / “Users” Means any third party that accesses the Web Site and is not employed by Anstiss Investment Groups and acting in the course of their employment;
“Web Site” Means the website that you are currently using (http://www.anstiss.com ) and any sub-domains of this site unless expressly excluded by their own terms and conditions.

2. Age Restrictions

Persons under the age of 18 are prohibited from using this Web Site.

3. Business Customers

These Terms and Conditions also apply to customers procuring Services in the course of business.

4. Intellectual Property

4.1          Subject to the exceptions in Clause 5 of these Terms and Conditions, all Content included on the Web Site, unless uploaded by Users, including, but not limited to, text, graphics, logos, icons, images, sound clips, video clips, data compilations, page layout, underlying code and software is the property of Anstiss Investment Groups our affiliates or other relevant third parties.  By continuing to use the Web Site you acknowledge that such material is protected by applicable United Kingdom and International intellectual property and other laws.

4.2          You may not reproduce, copy, distribute, store or in any other fashion re-use material from the Web Site unless otherwise indicated on the Web Site or unless given express written permission to do so by Anstiss Investment Groups.

4.3          All rights in the design, text, graphics and other material on this website and the selection or arrangement thereof are the copyright of Anstiss Investment Groups.

5. Third Party Intellectual Property

5.1          Unless otherwise expressly indicated, all Intellectual Property rights including, but not limited to, Copyright and Trademarks, in product images and descriptions belong to the manufacturers or distributors of such products as may be applicable.

5.2          Subject to Clause 6 you may not reproduce, copy, distribute, store or in any other fashion re-use such material unless otherwise indicated on the Web Site or unless given express written permission to do so by the relevant manufacturer or supplier.

6. Links to Other Web Sites

This Web Site may contain links to other sites.  Unless expressly stated, these sites are not under the control of Anstiss Investment Groups or that of our affiliates.  We assume no responsibility for the content of such web sites and disclaim liability for any and all forms of loss or damage arising out of the use of them.  The inclusion of a link to another site on this Web Site does not imply any endorsement of the sites themselves or of those in control of them.

7. Use of Communications Facilities

7.1          When using the enquiry form or any other System on the Web Site you should do so in accordance with the following rules:

7.1.1     You must not use obscene or vulgar language;

7.1.2     You must not submit Content that is unlawful or otherwise objectionable.  This includes, but is not limited to, Content that is abusive, threatening, harassing, defamatory, ageist, sexist or racist;

7.1.3     You must not submit Content that is intended to promote or incite violence;

7.1.4     It is advised that submissions are made using the English language as we may be unable to respond to enquiries submitted in any other languages;

7.1.5     The means by which you identify yourself must not violate these terms of use or any applicable laws;

7.1.6     You must not impersonate other people, particularly employees and representatives of Anstiss Investment Groups   or our affiliates; and

7.1.7     You must not use our System for unauthorised mass-communication such as “spam” or “junk mail”.

7.2          You acknowledge that Anstiss Investment Groups reserves the right to monitor any and all communications made to us or using our System.

8. Accounts

8.1          In order to procure Services on this Web Site and to use the forum facilities you are required to create an Account which will contain certain personal details, which may vary based upon your use of the Web. By continuing to use this Web Site you represent and warrant that:

8.1.1     All information you submit is accurate and truthful;

8.1.2     You have permission to submit Payment Information where permission may be required; and

8.1.3     You will keep this information accurate and up-to-date.

Your creation of an Account is further affirmation of your representation and warranty.

8.2          It is recommended that you do not share your Account details, particularly your username and password. Anstiss Investment Groups accepts no liability for any losses or damages incurred as a result of your Account details being shared by you.  If you use a shared computer, it is recommended that you do not save your Account details in your internet browser.

8.3          If you have reason to believe that your Account details have been obtained by another without consent, you should contact Anstiss Investment Groups immediately to suspend your Account and cancel any unauthorised orders or payments that may be pending.  Please be aware that orders or payments can only be cancelled up until provision of Services has commenced.  In the event that an unauthorised provision commences prior to your notifying us of the unauthorised nature of the order or payment, Anstiss Investment Groups will suspend provision of Services and the withdrawal of any scheduled payments pending investigation.  Following investigation, it shall be determined whether or not to cancel the Services and make a full or partial refund of the payment.

8.4          When choosing your username you are required to adhere to the terms set out above in Clause 9.  Any failure to do so could result in the suspension and/or deletion of your Account.

9. Termination and Cancellation

9.1          Either Anstiss Investment Groups or you may terminate your Account or access to the forum.  If Anstiss Investment Groups terminates your Account or access to the forum, you will be notified by email and an explanation for the termination will be provided.  Notwithstanding the foregoing, we reserve the right to terminate without giving reasons.

10. Services, Pricing and Availability

10.1       Whilst every effort has been made to ensure that all descriptions of Services available from Anstiss Investment Groups correspond to the actual Services, Anstiss Investment Groups is not responsible for any variations from these descriptions.  This does not exclude our liability for mistakes due to negligence on our part and refers only to variations of the correct Services, not different Services altogether.

10.2       All pricing information on the Web Site is correct at the time of going online.  Anstiss Investment Groups reserves the right to change prices and alter or remove any special offers from time to time and as necessary.  All pricing information is reviewed and updated every 3 months.

11. Provision of Services

11.1       Anstiss Investment Groups shall use its best endeavours to provide the Services with reasonable skill and care.

11.2       Provision of all Services shall be subject to the terms and conditions pertaining directly to those Services.

11.3       In the event that Services are provided that are not in conformity with your request and thus incorrect, you should contact us within 10 days to inform us of the mistake. Anstiss Investment Groups will ensure that any necessary corrections to the Services provided are made within 7 working days.

11.4       Anstiss Investment Groups reserves the right to exercise discretion with respect to any alterations to Services under the provisions of this Clause.

11.4.1   Any use, help or enjoyment that you may have already derived from the Services;

11.4.2   Any characteristics of the Services which may mean that cessation of provision is impossible without significant further work on the part and at the expense of Anstiss Investment Groups

Such discretion is to be exercised only within the confines of the law.

12. Privacy

Use of the Web Site is also governed by our Privacy Policy which is incorporated into these terms and conditions by this reference.  To view the Privacy Policy, please click on the link above.

13. Disclaimers

13.1       Anstiss Investment Groups are a non-FSA regulated investment company and as such are not authorised to offer advice about any regulated or unregulated investment. Please seek an extraneous professional opinion from your IFA about all information included in this website prior to making any investment decision.

13.2       The value of any investment may rise or fall and no guarantees of future performance in respect of income or capital growth are given either expressly or by implication. The prices of units and income may indeed go down as well as up, and you may not get back the full amount invested.

13.3       This is not in any way an offer to participate in a collective investment scheme (CIS) as defined in the Financial Services and Markets Act 2000 (section 235).

13.4       Anstiss Investment Groups makes no warranty or representation that the Web Site will meet your requirements, that it will be of satisfactory quality, that it will be fit for a particular purpose, that it will not infringe the rights of third parties, that it will be compatible with all systems, that it will be secure and that all information provided will be accurate. We make no guarantee of any specific results from the use of our Service or Services.

13.5       No part of this Web Site is intended to constitute advice and the Content of this Web Site should not be relied upon when making any decisions or taking any action of any kind.

13.6       No part of this Web Site is intended to constitute a contractual offer capable of acceptance.

13.7       The internet should not be deemed an infallibly reliable transmission medium. Neither Anstiss Investment Groups nor any of our associates accept any liability for loss or damage, including but without limitation, loss of profit which may arise directly or indirectly from your inability to access the website for any reason.  Similarly we will not be held accountable for any delay in or failure of the transmission or the receipt of any instructions or notification sent through this website.

13.8       Anstiss Investment Groups shall in no way be liable to you for any breach of these terms and conditions of use. Similarly, failure or delay to provide our services through our website that may result from reasons beyond our control, including but not limited to, strikes, lock-outs, breakdown, industrial disputes or network and systems failure due to fire, explosion or other accident, will not be held accountable to us.

14. Changes to the Service and these Terms and Conditions

Anstiss Investment Groups reserves the right to change the Web Site, its Content or these Terms and Conditions at any time.  You will be bound by any changes to the Terms and Conditions from the first time you use the Web Site following the changes.  If Anstiss Investment Groups is required to make any changes to its Terms and Conditions by law, these changes will apply automatically to any cases currently pending in addition to any cases undertaken in the future.

15. Availability of the Web Site

15.1    The Service is provided “as is” and on an “as available” basis.  We give no warranty that the Service will be free of defects and / or faults.  To the maximum extent permitted by law we provide no warranties (express or implied) of fitness for a particular purpose, accuracy of information, compatibility and satisfactory quality.

15.2     Anstiss Investment Groups accepts no liability for any disruption or non-availability of the Web Site resulting from external causes including, but not limited to, ISP equipment failure, host equipment failure, communications network failure, power failure, natural events, acts of war or legal restrictions and censorship.

16. Limitation of Liability

16.1       To the maximum extent permitted by law, Anstiss Investment Groups accepts no liability for any direct or indirect loss or damage, foreseeable or otherwise, including any indirect, consequential, special or exemplary damages arising from the use of the Web Site or any information contained therein. Users should be aware that they use the Web Site and its Content at their own risk.

16.2       Nothing in these Terms and Conditions excludes or restricts Anstiss Investment Groups’ liability for death or personal injury resulting from any negligence or fraud on the part of Anstiss Investment Groups.

16.3       Nothing in these Terms and Conditions excludes or restricts Anstiss Investment Groups’ liability for any direct or indirect loss or damage arising out of the incorrect provision of Services or out of reliance on incorrect information included on the Web Site.

16.4       Whilst every effort has been made to ensure that these terms and conditions adhere strictly with the relevant provisions of the Unfair Contract Terms Act 1977, in the event that any of these terms are found to be unlawful, invalid or otherwise unenforceable, that term is to be deemed severed from these terms and conditions and shall not affect the validity and enforceability of the remaining terms and conditions.  This term shall apply only within jurisdictions where a particular term is illegal.

17. No Waiver

In the event that any party to these Terms and Conditions fails to exercise any right or remedy contained herein, this shall not be construed as a waiver of that right or remedy.

18. Previous Terms and Conditions

In the event of any conflict between these Terms and Conditions and any prior versions thereof, the provisions of these Terms and Conditions shall prevail unless it is expressly stated otherwise.

19. Notices

All notices / communications shall be given to us either by post to our Premises (see address above) or by email to info@anstiss.com Such notice will be deemed received 3 days after posting if sent by first class post, the day of sending if the email is received in full on a business day and on the next business day if the email is sent on a weekend or public holiday.

20. Law and Jurisdiction

These terms and conditions and the relationship between you and Anstiss Investment Groups shall be governed by and construed in accordance with the Law of England and Wales and Anstiss Investment Groups and you agree to submit to the exclusive jurisdiction of the Courts of England and Wales.

Contact

Pages

Hours & Info

1-202-555-1212
Lunch: 11am - 2pm
Dinner: M-Th 5pm - 11pm, Fri-Sat:5pm - 1am

Follow me on Twitter